DirectChex
- $100.00 minimum balance to open account
- Must have one Direct deposit monthly to waive the service fee.
- A direct deposit must be established within 90 days of account opening or the account will be automatically converted into a Simple Checking Account.
Simple Checking
- $100.00 minimum balance to open account
- Must maintain a daily balance of $100.00 to waive the cycle service fee.
- If account drops below $100.00 a $5.00 cycle service fee will be charged.
Senior Citizen Accounts*
- $100.00 minimum balance to open account
- Must maintain a daily balance of $250.00 to waive the cycle service fee.
- If account drops below $250.00 a $2.50 cycle service fee will be charged.
* must be 65 years of age or older
Student Accounts - Under age 24
- $100.00 minimum balance to open account
- No minimum balance required.
- $5.00 cycle service fee unless signed up for eStatements.
All Fees on accounts at Western Bank are subject to New Mexico’s Gross Receipt Tax.