Back to top Main

Business Loans

Person working in a warehouse

Skip Text
woman standing at the doorway of her store
Business Accounts

Banking solutions for your growing business

Agricultural Loans

Guaranteed Farm and Ranch Loan Program

The Bank offers government guaranteed loans through the Farm Service Agency (FSA) to eligible applicants who will operate family sized farms and ranches. These loans include but are not limited to Operating loans, Operating lines of credit, equipment loans, and farm ownership loans.

Commercial Term Loans

This loan is offered to businesses for expansion or modification of plant or equipment, refinancing a present debt, replenishing working capital depleted by previous expansion and much more. These are term loans for qualifying real state loans, with maturity greater than one year.

Commercial Lines of Credit

This loan is offered to businesses who need to fund cash flows and are considered for a short term.

Guaranteed Loans to Large Commercial Business & Industry (B&I)

This loan is to improve, develop, or finance businesses, industry, and employment. It is administered by the Rural Business Cooperative Service, a division of the USDA, Rural Development.

Land Loans

This loan is to develop property usually when construction will proceed within a year of the loan.

Small Business Administration Loans

This loan is offered to small businesses that are trying to build up their business or start up a new business. It is a Government Guaranteed loan offered through the Small Business Administration. It can be used to purchase inventory, working capital and much more. There are several different programs offered through this program that can benefit your business.

Interim Construction Loans

For customers building new construction for temporary or permanent financing.

All loans are subject to approved credit