Guaranteed Farm and Ranch Loan Program

The Bank offers government guaranteed loans through the Farm Service Agency (FSA) to eligible applicants who will operate family sized farms and ranches.  These loans include but are not limited to Operating loans, Operating lines of credit, equipment loans, and farm ownership loans.

**All loans are subject to approved credit

Business Loans

Commercial Term Loans 

This loan is offered to businesses for expansion or modification of  plant or equipment, refinancing a present debt, replenishing working capital depleted by previous expansion and much more.  These are term loans for qualifying real state loans, with maturity greater than one year.

**All loans are subject to approved credit

Commercial Lines of Credit

This loan is offered to businesses who need to fund cash flows and are considered for a short term.

**All loans are subject to approved credit

Guaranteed Loans to Large Commercial Business & Industry (B&I)

This loan is to improve, develop, or finance businesses, industry, and employment.  It is administered by the Rural Business Cooperative Service, a division of the USDA, Rural Development.

**All loans are subject to approved credit

Land Loans

This loan is to develop property usually when construction will proceed within a year of the loan.

**All loans are subject to approved credit

Small Business Administration Loans

This loan is offered to small businesses that are trying to build up their business or start up a new business.  It is a Government Guaranteed loan offered through the Small Business Administration.  It can be used to  purchase inventory, working capital and much more.  There are several different programs offered through this program that can benefit your business.

**All loans are subject to approved credit

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Personal Loans

Automobile Loans

This loan will help you purchase that new or used vehicle ranging from small cars to large trucks.

**All loans are subject to approved credit

Home Improvement Loans

This loan is to add those extra rooms, remodel your home, add a swimming pool, or a fence, or just landscape your yard.  This loan can be made for a variety of reasons

**All loans are subject to approved credit

Recreational Equipment Loans

To be used to purchase new or used recreational vehicles such as campers, travel trailers, fifth wheels, boats and many more

**All loans are subject to approved credit

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Real Estate Loans

Term Real Estate Loans

Used with secondary market guidelines for Conventional, Federal Housing Authority (FHA).  The loans have longer terms from 10 to 30 years for residential property.

**All loans are subject to approved credit

Interim Construction Loans

For customers building new construction for temporary or permanent financing.

**All loans are subject to approved credit

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